Currency
Exchange rates for the pairs Canadians send most, and why offered rates differ.
Read moreCanadian money transfer guides
Send money from Canada, explained
Plain-language, source-cited guides to international money transfers from Canada: rates, real costs, and what to check first.
Browse the guides
Send Money
Country guides covering costs, transfer times, receiving options, and local rules.
Read moreLearn
Explainers on remittances, fees, exchange-rate margins, scams, and Canadian rules.
Read moreTools
Free calculators that turn fees and exchange-rate margins into one comparable total.
Read moreCities
Local guides to services and steps in Canadian cities.
Read moreReference
Direct links to official Canadian sources: exchange rates, registries, and consumer protection.
Read moreMost-used currency conversions
The conversion pages readers use most, with the daily reference rate and why rates differ.
Popular country guides
Start with the destination: how transfers work, what affects cost, and what to confirm.
How remits.ca works
Start with the corridor
Pick the country you are sending to or the pair you need. Every page says what the numbers mean and where the figure comes from.
Understand the true cost
A transfer fee and an exchange-rate margin are two different costs. Our explainers and calculators show how to add them into one total to compare.
Verify at the official source
Rates, fees, and rules change. Every guide links the regulator, registry, or central bank so you can confirm before you send.
Frequently asked questions
How do I send money from Canada to another country?
You choose a provider — a bank, a credit union, or a licensed money services business — and give the recipient details. It converts your dollars at its rate and applies fees.
Why is the exchange rate I am offered different from the rate I see online?
The published central-bank rate is a reference rate. Providers add a margin to cover their costs and risk, so the rate on your transfer is usually less favourable.
What fees should I expect on an international transfer?
Most transfers involve a transfer fee and an exchange-rate margin. Some also involve a receiving fee or an intermediary bank charge. Compare what the recipient receives.
How long does an international transfer take?
Timing depends on the provider, the destination, and how you pay. Card-funded transfers can be faster than bank transfers, and some routes take longer because of banking hours.
Are money transfer services in Canada regulated?
Money services businesses that transmit funds must register with FINTRAC, Canada’s financial intelligence unit. Registration is not an endorsement, so check the registry and the provider’s terms.
Does remits.ca rank or recommend providers?
No. We publish general information and free tools, and we do not accept payment for coverage. Some links may be affiliate links; our disclosure explains how that works.
remits.ca is reader-supported. Some links on this page may be affiliate links, and we may earn a commission at no extra cost to you. This never affects the information we publish, and we do not accept payment for positive coverage.